Tax review for a complex investment portfolio
Separate interest, dividends, disposals and cross-border reporting when your investments span accounts, platforms or countries.
Broker statements are not tax returns. I turn transactions, distributions, transfers and historic holdings into a clear UK reporting position, with the context your overseas adviser needs.
What I examine
- Interest, dividends and fund distributions
- Share, fund and ETF disposals
- Pooled costs, transfers and corporate actions
- Foreign withholding tax and treaty relief
- Currency conversion and inherited or gifted assets
- Residence before, during and after the tax year
How the review works
- 1
Inventory the portfolio
Collect statements from each platform and identify missing history.
- 2
Classify the activity
Separate income, gains, transfers and return-of-capital events.
- 3
Apply the UK context
Review residence, source and any treaty or relief claim.
- 4
Prepare the hand-off
Give you the UK figures and a concise pack for any local adviser.
What you receive
- A reconciled investment schedule
- Income and gains separated
- Missing evidence identified
- Coordinated UK/overseas instructions
- Direct access to Matthew
Frequently Asked Questions
Are offshore funds (such as Irish or Luxembourg ETFs) subject to UK tax?
Offshore funds that have HMRC 'reporting fund' status are taxed similarly to UK funds, with capital gains tax on disposal. Non-reporting offshore funds generate 'offshore income gains' on disposal, which are taxed at standard income tax rates (up to 45%) rather than CGT rates.
How do UK Section 104 share pooling and matching rules work across platforms?
When buying and selling identical shares or funds across different brokerages, UK tax rules require applying the same-day rule, 30-day 'bed and breakfast' rule, and Section 104 average cost pooling across all accounts combined, rather than calculating gains on a per-broker basis.
Tell Me What Is Going On
Share the outline in your own words. I will read it personally, identify your UK tax connections, and reply with the clearest next step.
Please do not include passwords, complete bank accounts or identity documents.